If you’re like most people, you probably spend quite a bit of time online. It could be checking emails, scrolling through social media, watching videos on YouTube, or just aimlessly clicking through the infinite sites that are out there.
While you may be entertained, you aren’t doing anything worth any value. Did you know that there are easy ways to save money while you’re sitting at your desk exploring the web? Instead of just burning through time, you could be building your checking count, or at least not letting quite as much money leave it all the time.
Check out these simple ways to keep cash in your pocket and start implementing them right now!
Lower Your Grocery Bill
Did you know that on average, American families spend about $4,000 per year on food for their homes? That’s because generally, people go out and pay the sticker price for their groceries. Sure, some might look for specials or buy generic.
Not many are going to take the time to browse the plethora of coupon sites online and print out money-saving offers on the stuff they are already buying. By doing that, you can save anywhere from 5% to 30% on the items in your grocery cart when you get to the cash register. Some of the popular websites for food coupons are:
Shop for Insurance
Everyone has to have insurance. You need to have coverage on your car, home, health, life, vacation property, and just about everything else you own. In the past, you would go to your local agent and take whatever offer they can give you.
One of the easy ways to save money in that category is by jumping on the internet. There are companies that you can explore on your own to compare the prices. Most of them will offer you the option of getting a free instant quote. If you take the time, you can get quotes from all the companies you can find to discover the lowest price. You don’t have to do the research yourself though.
There are sites like NerdWallet and TheZebra that will make the price comparisons for you.
Stop Paying for Stamps
While paying for stamps isn’t going to empty your wallet, it is one expense that you can pretty much eliminate through the use of the internet. You can use your computer to pay most of your bills instantly these days. Check out the websites of the companies that you do business with like your electric, cable, phone, and credit cards. There will be an option somewhere to pay your bill online.
All you have to do is enter your bank information, and the money gets automatically transferred which is one of the easy ways to save money. You aren’t buying stamps, envelopes, or spending time and gas to get to the post office. Some of those businesses might even offer an automatic withdrawal from your checking account every month. Then you don’t even have to remember when your bills are due. They just take the money from you.
You also have the option of paying all your bills from one central dashboard. It saves you from having to sign into multiple accounts that can be time-consuming and frustrating when you have dozens of passwords to remember. Here are a few trusted ones to check out:
- Quicken Bill Pay
Calling long distance can rack up your phone bill. Even with the cell phone providers offering free unlimited calling, if you’re outside of your area or calling internationally, it can get rather expensive. The internet makes communication one of the easy ways to save money.
There are various platforms out there that you can utilize when you need to get in touch with someone. Some of these can be done from your computer while others are applications for your phone.
As long as your phone is connected to your internet Wi-Fi, there aren’t going to be any data or cell service charges. Skype is probably one of the most popular with video calling an option so you can see who you’re talking to. Some of the other common ones are Viber, PopTox, and Google Hangouts.
Sign Up for Cash-Back Programs
Recent estimates show that up to 79% of people are shopping online. Before you check out at the end of your next online shopping spree, take advantage of one of the easy ways to save money with the cash-back programs that are available.
One of the most popular is Ebates. They will give you a free $10 just for signing up. If you can get your friends to sign up and use you as their referral, you get $25 each time. There are a vast amount of stores that they are partnered up with that when you purchase items from them, they will give you a certain percentage of cash back in your account after the sale goes through.
A rebate of 1% up to 25% or more in some cases is what you are eligible for as long as you turn on the Ebates feature that gets installed to your PC before finalizing the sale. That money will sit in your account, and a check will be mailed to you quarterly of the final amount you have tallied up. You also have the option of having the funds direct deposited into a PayPal account if you prefer. Check with your banks and credit cards too. Some of them offer cash-back when shopping for specific things.
Sell Your Stuff
There is somewhere in your home that you have a pile of stuff that’s valuable, but you have no use for it. That’s the only reason you haven’t tossed it. You know that there is someone out there somewhere that would pay you for your junk. It isn’t necessarily one of the easy ways to save money, but it’s an excellent way to make some money on the internet.
There are sites like eBay and Amazon that offer you the opportunity to sell your unwanted belongings. It’s going to take some work to get good pictures of your items and upload all the information, but when it’s there, all you have to do is wait for someone to order it. Then, ship it out, and the money goes into your bank account. Other sites specifically take electronics, books, and CDs.
Gazelle is a well-known platform that pays you to ship your old stuff to them.
Check for Rebates
Sometimes rebates can get a little confusing. You aren’t sure if the item you just bought offered a rebate, but you thought you saw something in the store about it. Maybe you know there’s a rebate, but you lost the paperwork. That’s when the internet comes in handy.
You can virtually search for any brand and check their website for your product to see if there is a rebate available. Most of the time you can fill out the form right online, and everything is taken care of electronically. Before you know it, the money will be arriving in your mailbox. It’s one of the easy ways to save money that you may otherwise miss out on.
Easy Ways to Save Money on Travel
If you’re someone that doesn’t mind waiting until the last minute to book a vacation, take advantage of the many websites out there that take care of hotels, car rentals, and even airplane tickets by offering lower prices when time is running out. They work with the major companies to help them sell out rooms and seats so that they aren’t losing money by having them left unused. Those savings get passed on to you.
Common pages that people visit to find the lower prices on travel include:
Go ahead and check out a few of them when you’re planning your next trip. Compare the prices, and you might be surprised at just how much money you can save.
Before you pay full price for anything, remember these easy ways to save money using the internet that you’re already paying for. Whenever you can make your money work for you, it’s going to be a big win in your financial situation. It’s worth the time and effort you put into it, and you’ll see the solid proof as you watch your bank account grow.